The mortgage market is misreading its retiree borrowers
HousingWire
·
2026.07.02
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2026.07.02 07:04
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👁 29
Mortgage denials run 1.5% higher for borrowers 60 to 69 and 2.7% higher for 70+, despite large retirement asset balances. The gap is tied to DTI and income documentation limits, and differing asset depletion horizons between GSE and non-QM lending.
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