Seniors hold a record share of housing wealth. The mortgage system still struggles to underwrite it.
HousingWire
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2026.07.01
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2026.07.01 07:04
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Americans 70 and older surpassed ages 40 to 54 in real estate wealth share in 2025, and homeowners 62+ hold $14.66 trillion in equity. The article argues underwriting is constrained by inconsistent verification of retiree income and assets, and calls for a standardized senior equity access framework.
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